Last and Least
5.5% APY
I like owning a lot of equity with a lot of cash on the sideline to deploy opportunistically. Bonds are a distant third priority for me (except for the occasional distressed situation). I like holding my bond allocation at Public. Lock in a 5.52% yield even if the Fed cuts rates, access a diversified bond portfolio, get monthly interest payments, and start with $1k. That initial deposit comes with a $100 signup bonus, boosting your net yield to over 6.5% here. This is my last priority. It is where I’ve invested the least. But it is less volatile than my stocks and more yieldy than my cash, so it is nice to have a little.